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5 Quick Tips to Avoid Medicare Scams

5 Quick Tips to Avoid Medicare Scams

Medicare scams in the USA are on the rise. It is essential to be aware of the types of scams out there, so you don't fall prey to scammers who want your personal information. When criminals are successful with Medicare abuse and fraud, it means higher taxes and healthcare costs for everyone. Unfortunately, many people are victims of these scammers – and we don't want...

Celebrating Juneteenth: The Importance and How It Is Observed

Celebrating Juneteenth: The Importance and How It Is Observed

Juneteenth is more than 155 years old, making it the oldest nationally celebrated commemoration of the end of slavery in the US. It is celebrated on June 19 because, back in 1865, Major General Gordon Granger of the Union Army brought news to Texas that all slaves were free and that the Civil War had finally come to an end. The surprising point is that...

A Beginner's Guide to Health Insurance Deductibles and Copays

A Beginner's Guide to Health Insurance Deductibles and Copays

Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...

5 Misconceptions About Life Insurance

5 Misconceptions About Life Insurance

Preparing for the future usually involves saving for your children's education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and You – What Are the Facts? Life insurance is put in place to provide financial...

Will Medicare Cover My Medical Equipment?

Will Medicare Cover My Medical Equipment?

Under Medicare Part B, medically necessary durable medical equipment (DME) is covered. Some of the items Medicare covers include walkers, canes, nebulizers and nebulizer medication, suction pumps, blood sugar meters, and more. Medicare covers DME in a few different ways, and depending on the equipment you need, you might have to rent it, buy it, or be given the choice to rent or buy the...