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Celebrating Women’s History Month

Celebrating Women’s History Month

Women have played a significant role in our culture, but these contributions have been brushed over, or are entirely missing from the history books. Women’s History Month was established to celebrate women’s contributions to world cultures, history, and society. In 1980, President Jimmy Carter was responsible for the first proclamation, declaring the week of March 8 as Women’s History Week. His message read: “From the...

How to Read a Summary of Benefits and Coverage

How to Read a Summary of Benefits and Coverage

The Summary of Benefits and Coverage (SBC) was created under the Affordable Care Act. It was designed as a standardized tool to help you better understand what is covered by your health plan or to directly compare different health insurance plans. The following is a guide on how to read a Summary of Benefits and Coverage. General Plan Information At the top of the SBC...

Insure the Ones You Love

Insure the Ones You Love

February is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people of the need for proper life insurance planning to benefit their loved ones. Why Is...

Can I Be Denied a Medicare Supplement Plan?

Can I Be Denied a Medicare Supplement Plan?

Whether you can be denied supplemental insurance for Medicare depends on when you apply for the coverage. Timing is crucial if you want to enroll in a Medicare Supplement plan without penalties. The process is simple if you beat the clock. When you turn 65, age into Medicare, and sign up for Part B coverage, you cannot be denied Medicare supplemental insurance for the following...

What Determines the Cost of Health Insurance?

What Determines the Cost of Health Insurance?

Everyone in the U.S. needs health insurance today. When you reach age 65, Medicare provides low-cost health coverage. Below that age, the cost of health insurance can vary, depending on a number of factors. Since the Affordable Care Act (ACA) went into effect, insurance companies are using different factors to determine premiums for health insurance plans. For example, under the ACA, your gender and your...